01
Fast-changing underwriting story
Space, defense, fintech, crypto, AI, and other complex categories need underwriters who understand the business, not just receive a generic application.
Technology Risk Management
The Risk Management Solution ForInnovative Tech Companies
Underwriters don't always understand space, defense, crypto, fintech, or AI, so they price in fear and hide behind exclusions. We speak both languages, close the gaps before they cost you, and get you covered for the risks you actually carry.
Built for Technology
Policy analysis, benchmarking, claims support, and specialist advisory in one risk management model.
Specialty focus
Cyber, E&O, D&O
Technology pain points
The risks your broker
should already be naming
Technology companies can change product surface area, regulatory exposure, contracts, data obligations, and underwriting appetite faster than traditional brokerage workflows can respond.
02
Coverage gaps hide in exclusions
Cyber, E&O, D&O, crime, technology services, and contractual requirements can leave gaps that are easy to miss until a claim.
03
Missed savings opportunities
New emerging markets and AI-driven bidding can change the outcome of your next renewal. We'll benchmark your rates upfront to let you know exactly how much is being left on the table.
Traditional broker vs WithCoverage
The gap should be obvious
after the first conversation
For Technology, risk doesn't wait for renewal season. Without proactive risk management, issues slip through the cracks, leaving companies underinsured, overpaying, or often both.
Traditional broker
Uses broad tech categories that do not capture novel or regulated risk.
Waits for renewal even as products, contracts, and exposures change.
Leaves founders and finance teams to decode exclusions and applications.
WithCoverage
Helps translate complex technology risk into a stronger underwriting narrative.
Uses policy analysis to flag exclusions, limits, and gaps before they matter.
Supports operators with a team and platform built for ongoing risk management.
BUILT FOR Technology
Same platform and team.
Deep Technology expertise.
We actually understand your risks because we've been on your side of the table. Cyber, technology E&O, D&O, crime, regulatory exposure, and contract requirements: one team handles all of it, and stays with you at every step.
Underwriting narrative support
Package your risk story so carriers understand what you do, how controls work, and where the actual exposure sits.
Policy gap analysis
Review cyber, E&O, D&O, crime, GL, property, and contract requirements through an AI-backed workflow.
Scalable insurance operations
Centralize policies, COIs, claims, renewals, and billing as the company adds customers and products.
Expertise areas for Technology
CyberTechnology E&OD&OCrimeContract ReviewClaims AdvocacyGeneral LiabilityWorkers' Comp+ More
HOW IT WORKS
A proactive plan built
before you commit
We analyze your current program, build a risk plan around your business, then manage it with you year-round. The first two steps are on us before any agreement or cost, so you see the value before you decide.
01
Analyze the current program
We review policies, renewals, claims, certificates, contracts, and business context to identify gaps and market opportunities.
02
Build a proactive risk plan
Your team gets a clear plan for coverage, pricing, operational risk, and the decisions that should happen before renewal.
03
Manage risk year-round
WithCoverage supports policies, COIs, claims, renewals, benchmarking, and ongoing advisory in one operating model.
Why Businesses Trust Us
"Very happy that we switched to WithCoverage as we saved 30%+ on insurance, fixed some key gaps in coverage, and now have their team of consumer brands experts supporting us as we grow. The digital platform also keeps us organized across policies, COIs, files, applications, etc, which saves us time."
Joe Aranda, VP Operations
"WithCoverage developed a plan that drove ~$200K savings while actually improving our coverage. Their tech also saved my team a bunch of time throughout the process. The entire process was seamless, with their Claims Team handling our existing claims to close them out and advocating for us through new issues. They've set the standard for how the industry should operate. Insurance isn't a fun topic, but they deliver on what they said they'd do and the ROI was very much there for us."
Demetri, Founder
"The WithCoverage team spent an enormous amount of time working with our entire team, understanding our unique situation and articulating how we could improve our risk management strategy (especially as we grew). In sum, they navigated us to a path of both cost savings and optimizing our coverage. All in a seamless and transparent way we hadn’t seen before with a traditional broker. Would recommend WithCoverage without hesitation! "
Sid Banthiya, CFO
"As a high-growth company, we needed a risk partner who could keep pace with us, not a traditional broker we had to chase. WithCoverage stepped in as an extension of our finance team: they understood Speak's business, fixed gaps in our coverage we didn't know existed, and delivered meaningful savings even while our business grew. Their platform keeps every policy, COI, and renewal organized in one place, which saves my team real time. For any finance leader, this is how insurance should work."
Kelly Larocca, Head of Finance
"Very happy that we switched to WithCoverage as we saved 30%+ on insurance, fixed some key gaps in coverage, and now have their team of consumer brands experts supporting us as we grow. The digital platform also keeps us organized across policies, COIs, files, applications, etc, which saves us time."
Joe Aranda, VP Operations
"WithCoverage developed a plan that drove ~$200K savings while actually improving our coverage. Their tech also saved my team a bunch of time throughout the process. The entire process was seamless, with their Claims Team handling our existing claims to close them out and advocating for us through new issues. They've set the standard for how the industry should operate. Insurance isn't a fun topic, but they deliver on what they said they'd do and the ROI was very much there for us."
Demetri, Founder
"The WithCoverage team spent an enormous amount of time working with our entire team, understanding our unique situation and articulating how we could improve our risk management strategy (especially as we grew). In sum, they navigated us to a path of both cost savings and optimizing our coverage. All in a seamless and transparent way we hadn’t seen before with a traditional broker. Would recommend WithCoverage without hesitation! "
Sid Banthiya, CFO
"As a high-growth company, we needed a risk partner who could keep pace with us, not a traditional broker we had to chase. WithCoverage stepped in as an extension of our finance team: they understood Speak's business, fixed gaps in our coverage we didn't know existed, and delivered meaningful savings even while our business grew. Their platform keeps every policy, COI, and renewal organized in one place, which saves my team real time. For any finance leader, this is how insurance should work."
Kelly Larocca, Head of Finance
"Very happy that we switched to WithCoverage as we saved 30%+ on insurance, fixed some key gaps in coverage, and now have their team of consumer brands experts supporting us as we grow. The digital platform also keeps us organized across policies, COIs, files, applications, etc, which saves us time."
Joe Aranda, VP Operations
"WithCoverage developed a plan that drove ~$200K savings while actually improving our coverage. Their tech also saved my team a bunch of time throughout the process. The entire process was seamless, with their Claims Team handling our existing claims to close them out and advocating for us through new issues. They've set the standard for how the industry should operate. Insurance isn't a fun topic, but they deliver on what they said they'd do and the ROI was very much there for us."
Demetri, Founder
Free assessment
See what your current program
is missing
A full audit of your current program, benchmarked against the market, where we show what isn't covered, and what you're overpaying for.
“Very happy that we switched to WithCoverage as we saved 30%+ on insurance, fixed some key gaps in coverage, and now have their team of consumer brands experts supporting us as we grow. The digital platform also keeps us organized across policies, COIs, files, applications, etc, which saves us time.”
Joe Aranda
VP Operations, Eight Sleep